Modelo de gestión administrativo - financiero para la Unión Provincial de Cooperativas de Ahorro y Crédito de Chimborazo - UPROCACH, período 2023-2027

Abstract

The financial administrative management model for Unión Provincial de Cooperativas de Ahorro y Crédito- UPROCACH, period 2023-2027 is due to the fact that it does not have a control of the financial analysis that must be carried out frequently. For the development of this research, a methodology based on a quantitative and qualitative approach was used, with methods and techniques such as the application of surveys and interviews; a situational diagnosis was made, where it was possible to determine the shortcomings of the organization, through horizontal and vertical analysis, as well as the use of financial indicators, which showed a low level of profitability, a negative net margin, lack of administrative and financial processes, among others. Therefore, this administrative-financial management model will contribute to the improvement of decision making and efficient operability. For this purpose, a periodic evaluation and feedback system should be used through the collection and analysis of relevant data, in order to apply the strategies proposed and to encourage the participation and collaboration of all levels of the organization, allowing the processes to incorporate different perspectives and generate an environment conducive to innovation and the implementation of improvements that will increase profitability through the policies proposed for proper decision making and improvement of business management and achieve its objectives efficiently and effectively