Elaboración de un proyecto de factibilidad para la creación de una oficina móvil para ampliar la cobertura en microcréditos y captación de nuevos socios en la Cooperativa de Ahorro y Crédito Riobamba Ltda, en la provincia de Chimborazo cantón Riobamba durante el periodo 2013

Abstract

The present research deals about a feasibility Proyect for the creation of a Mobile Office for widening coverage in Microcredit and Attrating of new partners in the Saving and Credit Cooperative Riobamba Ltda. In the Chimborazo Province , Riobamba Canton during the period 2013, So this new Mobile financial Service will be presented. It was developed a previous Market Research, covering all the needs of the partners, within the established parameters. The immediate Microcredits will be establishes on base the economical incomes of every trader, prior to the implementation of certain Credit Polices that a low to fix requirements and amounts to be delivered to the partners. For including new members, will be promoted all Services offered by the Mobile Office, through brochures, media and regular visit to traders in different strategic point in Riobamba city. The feasibility project for the creation of a Mobile Office, will allow direct access to the mind of every one of our patterns, providing a new quality service in order to guarantee the loyal pertaining of all our current and future members. Within the Technical Study, Financial, it may have cost , expenses, investments, projections and percentages of growing of the members in the coming years in the Mobile Offices. The investment of the project is $ 53.547,18, its annual recovering is $ 2.490.77 with a growing rate of 2%, and the recovery time is 1 year, therefore the project is viable and can be commercialized.