Análisis del impacto socioeconómico a las unidades productivas del sector agropecuario de la parroquia Quimiag, provincia Chimborazo a través del microcrédito otorgado por Ban – Ecuador período 2017.

Abstract

This study aims to analyze the socio-economic impact in the productive units of the agricultural sector of Quimiag, Chimborazo province, by means of the micro credit granted by BAN ECUADOR during 2017. The research methodology was based on an experimental study since each

one

of the variables was manipulated. After having identified the problem, it was conducted a diagnosis by means of surveys and analyses of indicators, which helped to determine the socioeconomic

impact in families before, and after receiving micro-credits. The findings demonstrated the incidence generated in relation to the income represented by 4.54% for the families since with the granting of micro credits they could reinvest in the agricultural production, and in this way to get greater profits, while for the social aspect the level of training showed an incidence in 6.48%, and the level of housing after having obtained microcredits, increased by 1.73% however; the rates of growth in the agricultural sector have been benefited in the most of the families. It is recommended to take into account the mechanisms proposed in this research in order to be able to manage appropriately the granting of micro credits for other similar populations in order to benefit them, as well as to ensure that the standard of living of the people holds on a positive impact.