Modelo de gestión financiera para la Cooperativa de Ahorro y Crédito Achik Inti Ltda., de la ciudad de Cañar, provincia del Cañar en el periodo 2016-2018

Abstract

The present graduation work mainly deals Elaborating The Financing Management Model in the Saving and Credit Cooperative “Achik Inti Lted. ” of Cañar city, Cañar province in the 2016 – 2018 period to improve the institution liquidity and profitability as well as making efficient the process of due papers recovery of the cooperative organization. For the development of the financing Management Model different tools were used such as: financing reasoning, a Dupont analysis, financing risk analysis and the establishment of the strategies to be applied by the cooperative to optimize it resources: Strategies to minimize the financing risk, strategies to improve the credit papers and strategies to optimize the economic resources. These tools involve diverse techniques based reality information and on the reflexion on the present and foreseen circumstances of the cooperative which will help to improve internal processes and as a result obtain efficiency and efficacy targeted to the objective achievement.