Análisis financiero para determinar la viabilidad de la edificación de la sucursal sur de la Cooperativa de Ahorro y Crédito Riobamba Ltda

Abstract

We developed a financial analysis of the Savings and Credit Cooperative Ltda. Riobamba, Chimborazo Province during the period 2009 – 2010 to establish the feasibility for the construction of the South Agency therefore performed an analysis of internal and external cooperative identifying the weaknesses, threats, opportunities and strengths, which allowed us to know the lack of physical space because of the number of partners is increased each time by the confidence that the cooperative offers. Through financial analysis of balance sheets of the last two years (2009- 2010) and applied to both horizontal and vertical analysis allow us to know through which absolute and relative changes were more significant bills that benefited or affected the cooperative during these periods. Financial reasons were also used which showed that the cooperative is in suitable condition and able to make an investment that allows growth of the same. By knowing the amount was a financial study, which showed the time it will take to recoup that investment, which will help meet the needs of a larger physical space. For the above reasons we recommend the construction of the South Agency on Leopoldo Freire Ave. of the city of Riobamba, which will help provide a better service.