Estudio de factibilidad para la apertura de una agencia de la Cooperativa de Ahorro y Crédito “Mushuc Runa” en la ciudad de Cañar

Abstract

This feasibility study aims to determine the opening of an Agency Cooperative Savings and Credit Mushuc Runa in the city of Cañar. Providing comprehensive and efficient products and financial services that meet the real needs of the partners, based on four key parts of a feasibility study , which are: Market Research, Technical Study , Economic and Financial Evaluation Study. The market study was performed by applying a survey of the economically active population of the town of Cañar, thereby determining supply, demand, unmet demand and their projections. By Technical Study, proper location, size, number of persons and real and personal property necessary for the operation of the agency was determined. Finally the Financial Economic Survey determined $ 148,949 investment for 2013, with $ 70,670 Breakeven, NPV of $ 432,538, Yield 74%, C / B 3.90 to an average time of 1 year 9 months. All these indicators show that the project is feasible to perform so it successfully completed research, explaining the respective conclusions and recommendations.