Diseño de un modelo de gestión para el área de microcrédito en la Fundación Genero Solidaridad y Desarrollo de la ciudad de Riobamba, provincia de Chimborazo

Abstract

This research aims to design a management model for the área of Microcredit in the Foundation Gender Solidarity and Development of the city of Riobamba, Chimborazo province that contributes to an optimal financial decisión making and improvement in the effectiveness and operational efficiency and thus contributing to the management and control of the overdue portafolio and facilitate financial transactions for the benefit of the members. A situational analysis was made which helped the autor of the work in developing the SWOT analysis. The methodology was qualitative and quantitative, being of exploratory and descriptive type. The proposal is based on the application of certain indicators of PEARLS monitoring system, wich measures the key áreas of credit, financial and administrative aperations of the GSD Fundation. In conclusión it could be detected the lack of a management model to improve both administrative and financial activities of the Foundation, the failure of institutional regulations and the presence of a structural organization chart outdated, so the immediate application of the PEARLS system is recommended with its indicators, the institutional regulation compliance and the implementation of the proposed structural organization chart