Análisis de escenarios financieros en los planes de negocios de la Cooperativa de Ahorro y Crédito San José Limitada del cantón Chimbo y la toma de decisiones período 2019-2021.

Abstract

The Aim was to analyse the financial scenarios that have been developed in the business plans of the Cooperativa de Ahorro y Crédito San José Limitada, in the canton of Chimbo, province of Bolívar, departing from an evaluation of the institution's strategic plan, as well as the business plans developed between 2019 and 2021. The study was bibliographic, documentary and non-experimental, which allowed us to evaluate the main technical characteristics, use of information, phases, etc. The main results found were that the business plans had drawn up in San José de Chimbo Cooperativa which are not based on technical arguments in terms of projections on financial intermediation processes, specifically in the projection of a loan placement, indeed, there is no detailed study on the requirement of people, number of operations, amount of operations per advisor, etc. Additionally, there is no financial analysis through indexes that would technically support the growth on the institution process.